Finding a broker or an advisor that you trust and that has your best interest at heart is hard. Please know we are here for you and ready to answer any questions.
I am a Whole of Market mortgage broker and personal financial protection adviser authorized by Financial Expert Mortgages Ltd and registered with The Financial Conduct Authority. With 10 years of experience in the UK financial sector and collaborations with various insurance and mortgage providers, including those who exclusively work with mortgage brokers, I can offer you access to loans that may not be available otherwise.
My goal is to understand your needs, priorities, and budget to create the perfect mortgage or insurance solution. As a mortgage broker, I can save you time, effort, and potentially a lot of money during the application process. Moreover, I can help you improve your chances of your application being accepted by identifying which lenders are more likely to approve applicants like you and what information they need to see.
Additionally, I speak English, Latvian, and Russian languages, which may benefit you if English is not your native language.
1. Will explain in simple words all the important things you need to know before you make your decision about what kind of protection you need to have.
2. Understand your needs and give you guidance about what will be the best insurance solution for you.
3. Checks all eligibility criteria ( like how long you are living here, how long you are registered with a GP surgery, what is your annual and monthly income ) before apply for a cover, so that you won’t have any unpleasant surprises of paying an insurance you should not have applied for.
4. Will Check with the insurance providers if there will be extra charges on your monthly premium for pre-existing conditions on your medical history and which provider would be more likely to cover you.
5. If you are doing a manual work or working in a pressured stressed environment. You would be most likely assessed as doing a high-risk occupation.
Your advisor would know which insurance companies are happy to accept High risk occupations for income protection and give the best prices in the market.
6. Do the whole application process on your behalf and apply for your quotes.
8. Will be the first point of contact if you will need to claim.
9. When you change your address or your mind about the insurance cover you have. Your advisor will be able to make all changes on your behalf.
10. If in the future your income falls or raises, your advisor will calculate exactly what benefit you will be eligible for based on your recent payslips and apply respectively.
11. If you change your mind about the beneficiaries of your life insurance, your advisor would be able to complete the forms required to add or remove a beneficiary.
We will not charge you any fee for our meetings or our advice/ review on your current plans or future plans at any time. We will receive a commission directly from the insurance company only if you will be happy to proceed with an insurance product, we recommended to you.
Schedule a meeting with me to discuss your needs and any issues that you are concerned with.
For Russian and Latvian consultations please give us a call or drop us an email.
For more information Financial Experts Mortgages please visit their website
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Best Brokers is a trading style of Financial Expert Mortgages Ltd which Is appointed representative of Financial Expert Partnership Ltd which Is Authorised And Regulated By The Financial Conduct Authority. Best Brokers and Financial Expert Mortgages Ltd act as a credit broker not a lender.
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